Terms of Use

By accessing or using SmartDigitalNext's website and services at smartdigitalnext.com, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

These terms constitute a legally binding agreement between you and SmartDigitalNext regarding your use of our financial education platform, budget adjustment strategies, and related services. Your continued use of the platform indicates your acceptance of any modifications to these terms.

SmartDigitalNext provides educational content and training focused on budget adjustment strategies and financial literacy. Our services are designed for educational purposes and should not be considered as personalized financial advice.

Service Limitations

• All content is for educational purposes only and does not constitute financial, investment, or legal advice
• We do not guarantee specific financial outcomes or results from using our strategies
• Individual results may vary based on personal circumstances and market conditions
• Users should consult with qualified financial advisors before making significant financial decisions
• Our programs focus on skill development rather than promising monetary returns

We encourage responsible learning and emphasize that financial education is a long-term process. Our upcoming intensive program scheduled for October 2025 will provide comprehensive training over an 8-month period to ensure thorough understanding of budget adjustment principles.

Users of our platform agree to maintain professional conduct and use our services responsibly. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Prohibited Activities

• Sharing copyrighted educational materials without permission
• Attempting to gain unauthorized access to other user accounts or platform systems
• Using the platform for any illegal or fraudulent activities
• Posting harmful, offensive, or inappropriate content in community areas
• Reverse engineering or attempting to extract proprietary methodologies
• Creating multiple accounts to circumvent usage limitations

Users must provide accurate information during registration and promptly update any changes to their contact details. This ensures you receive important communications about program schedules, policy updates, and educational opportunities.

All content on the SmartDigitalNext platform, including but not limited to educational materials, methodologies, software, graphics, logos, and text, is owned by SmartDigitalNext or our content partners and is protected by copyright and intellectual property laws.

Usage Rights and Restrictions

Users are granted a limited, non-exclusive license to access and use our educational content for personal learning purposes only. This license includes:

• Access to purchased or enrolled course materials during the subscription period
• Permission to download specified materials for offline study
• Right to participate in community discussions and forums
• Access to customer support and guidance services

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission. Our proprietary budget adjustment methodologies and financial strategies represent years of research and development and are protected trade secrets.

We take your privacy seriously and are committed to protecting your personal information in accordance with applicable data protection laws. Our operations in Thailand comply with local privacy regulations while maintaining international standards for data security.

Information Collection and Use

• Personal information collected during registration and course enrollment
• Learning progress data to customize your educational experience
• Communication preferences for program updates and educational content
• Technical data to improve platform performance and user experience
• Financial information for payment processing and subscription management

We do not sell or share your personal information with third parties for marketing purposes. Data sharing is limited to essential service providers who help deliver our educational programs and maintain platform functionality.

Payment for our educational programs and services must be completed before accessing premium content. We accept various payment methods and offer flexible payment plans for extended programs like our comprehensive budget mastery course launching in September 2025.

Refund Conditions

• Full refunds available within 14 days of initial enrollment for courses not yet started
• Partial refunds may be considered for exceptional circumstances within 30 days
• No refunds for completed courses or downloaded materials
• Subscription services can be canceled with 30 days notice
• Refund processing typically takes 5-10 business days

For subscription-based services, billing occurs monthly unless you choose annual payment options. Annual subscribers receive a 15% discount and priority access to new educational content and workshops.

While we strive to maintain continuous platform availability, we cannot guarantee uninterrupted service. Scheduled maintenance, technical upgrades, and unforeseen circumstances may occasionally affect access to our educational platform.

Our technical support team is available Monday through Friday, 9:00 AM to 6:00 PM Thailand time. We provide support via email, live chat, and phone to ensure students can effectively access and utilize our educational resources.

System Requirements

• Modern web browser with JavaScript enabled
• Stable internet connection for video content and live sessions
• Updated operating system for optimal security and performance
• PDF reader for downloadable course materials

SmartDigitalNext's liability is limited to the maximum extent permitted by law. We provide educational services "as is" and make no warranties about the accuracy, completeness, or suitability of our content for specific purposes.

In no event shall SmartDigitalNext be liable for any indirect, incidental, special, or consequential damages arising from the use of our platform or educational content. Our total liability for any claims shall not exceed the amount paid by the user for the specific service in question.

Users acknowledge that financial education requires personal application and that results depend on individual circumstances, market conditions, and the user's commitment to implementing learned strategies.

Either party may terminate the service relationship with appropriate notice. Users can cancel their accounts at any time through their profile settings or by contacting our customer service team.

Termination Conditions

• Immediate termination for violation of these terms
• 30-day notice for voluntary account closure
• Access to purchased content remains available for downloaded materials
• Refunds subject to the refund policy outlined in Section 6
• Data retention according to legal requirements and privacy policy

Upon termination, you will lose access to premium platform features, community areas, and ongoing support services. However, any certificates earned or materials downloaded remain yours to keep.

These Terms of Use are governed by the laws of Thailand, where our company is headquartered. Any disputes arising from these terms or your use of our services will be resolved through Thai courts or alternative dispute resolution methods.

For questions about these terms, our services, or to report any issues with the platform, please contact us using the information below:

Our customer service team responds to inquiries within 24 hours during business days. For urgent technical issues affecting your learning experience, we provide priority support to ensure minimal disruption to your educational journey.